Buying a floor scrubber, vacuum, or pressure cleaner outright isn't always the best use of your cash. Through our finance partner Emu Money, eligible businesses can spread the cost of equipment over time instead of paying the full price upfront — you'll see "apply here" options directly on eligible product pages, or you can apply below.
Get an indicative quote in minutes, with no obligation to proceed.
Apply for a quoteWhy finance instead of buying outright
- Terms from 24 to 60 months so you spread the cost across the years the equipment is actually earning you money, so a large purchase doesn't have to come out of one month's cash flow.
- Fixed weekly or monthly payments so your equipment cost is the same every month for the life of the term, so you can budget and quote jobs without worrying about repayments changing.
- Rent-to-own, chattel mortgage or business loan structures so you can choose the option that suits how your business is set up, so you're not forced into a one-size-fits-all product.
- Low-doc application for most amounts so there's minimal paperwork to get started, so you can get equipment on site and working sooner rather than waiting on a lengthy approval process.
- Deposits usually aren't required so you don't need to find a lump sum before you start, so the equipment can start paying for itself from day one.
Choosing the right structure
Which structure works best depends on your business's tax position, GST registration, and how you want the equipment to appear in your accounts — Emu Money can talk you through the options for your situation, and it's worth checking with your accountant too.
What it could cost you
Indicative repayments depend on the equipment price, the term you choose, and your business's credit profile, so we haven't listed fixed weekly figures here — they'd be different for every business and every machine. The fastest way to get real numbers is to apply for a free, no-obligation quote using the button above; Emu Money will come back with fixed weekly or monthly figures for your specific equipment and preferred term.
Frequently asked questions
Who actually provides the finance?
Emu Money, an independent equipment finance broker — not Oz Cleaning Gear. We've partnered with them so our customers have a finance option, but the application, credit assessment, and lending decision are handled directly by Emu Money and their funding partners.
Do I need a deposit?
Usually not, but this can depend on the amount financed and your business's credit profile. Emu Money will confirm what applies to your application.
Is the equipment tax deductible?
For equipment used for business purposes, finance payments are typically deductible in some form (as a business expense or via depreciation, depending on the structure) — but tax treatment depends on your circumstances, so check with your accountant before deciding.
How long does approval take?
Most applications are low-doc and assessed quickly, but exact timing depends on the amount, your business's financial history, and Emu Money's current processing times. They'll give you a clear timeframe once you apply.
Is finance available on everything you sell?
It's available for eligible commercial equipment purchases — you'll see an "apply here" option directly on eligible product pages. If you don't see it on a product you're interested in, apply using the button above or give us a call and we'll check for you.
Oz Cleaning Gear is not a credit provider. Emu Money is an independent finance broker, and all applications, credit assessments, terms, and lending decisions are made directly by Emu Money and their funding partners, subject to approval. Nothing on this page is financial or tax advice — talk to your accountant about how equipment finance affects your business.